Carmel Magazine

Winter 2021

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C A R M E L M A G A Z I N E • W I N T E R 2 0 2 1 109 Y O U A R E H E R E Andy Nygard I 831-915 -2863 hauteshelter.com Haute Shelter Property Management Inc. DRE # 02065719 Property Management Vacation Rental Management Event Management Howard Given, MBA Ray Mayer, CFA Howard Given, MBA W ith over 50 years of combined investment experience, Howard and Ray have been working to help clients and their families achieve their financial goals and dreams. We will develop a clear picture of your personal needs, create a customized financial plan, and help guide your investment portfolio through turbulent markets on the path to a secure future. Helping Clients Find the Path to a Secure Future Ray Mayer, CFA 200 Clock Tower Place, Suite E208, Carmel, CA 93923 • 831-625-1530 • ray@cypresspath.com

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