PRSRT
STD
U.S.
POSTAGE
PAID
IMAGEWORKS
53719
Attention:
Marketing
220
Wynn
Drive,
Huntsville,
AL
35893
HELOCs
are
only
available
for
properties
located
in
Alabama
and
Tennessee.
Membership
required
for
RFCU
products.
Visit
redfcu.org/join
for
membership
information.
All
loans
subject
to
credit
approval.
Rates,
terms,
and
conditions
are
subject
to
change
without
notice.
Other
restrictions
may
apply.
Must
have
online
banking
username
and
password
to
access
HELOC
online
application.
1
Finance
up
to
95%
of
total
Loan-To-Value
of
the
equity
in
your
primary
residence
or
80%
of
the
total
Loan-to-Value
for
a
vacation/second
home
or
investment
property.
Total
HELOC
aggregate
cannot
exceed
$750,000.
Minimum
amount
$10,000.
2
As
of
2/1/2024,
the
minimum
Annual
Percentage
Rate
(APR)
is
as
low
as
9.125%
and
may
vary.
However,
your
initial
APR
is
based
on
an
evaluation
of
your
credit
and
may
be
different.
The
maximum
APR
is
18%
or
the
maximum
allowed
by
law,
whichever
is
less.
RFCU
pays
closing
costs.
Property
insurance
is
required.
RFCU
®
is
federally
insured
by
NCUA.
Smart
Financing
Starts
at
Home
Empower
Your
Dreams
with
a
HELOC
Apply
at
redfcu.org/heloc
Up
to
95%
Loan-to-Value
1
•
Close
in
as
Few
as
Five
Days
No
Closing
Costs
2
–
Save
up
to
$1000
PRSRT
STD
U.S.
POSTAGE
PAID
IMAGE.WORKS
53717
