01
Get Pre-Approved
Work with your loan officer to turn your pre-qualification into a pre-approval so you can
start shopping for your dream home!
02
Find Your Real Estate Agent
Let RCU help you find a trusted agent if you are not presently working with one. Ask
about our HomeAdvantage program.
03
You've Found the House!
Let's make the offer! Together with your agent, we'll help you prepare your pre-approval
and offer letters.
04
Offer Accepted!
Work with your loan officer to guide your loan through the necessary processing and
underwriting steps.
05
Inspections
RCU will order a home appraisal; however, because this is one of the biggest purchases
you'll make, we encourage you to conduct your own home and/or pest inspection to
learn everything you can about the property.
06
Loan Approval
HOORAY! You are very close to getting the keys to your new home! The approval may
require you to provide some additional items before closing. Be sure to talk to your RCU
loan officer with any questions.
07
Closing Documents
CONGRATULATIONS! This is the final step! You'll sign your final closing documents,
RCU will send the funds to the title company...then you'll get the keys to your new home!
Feeling overwhelmed? Stop! Take a breath and review the steps below. We've
broken the home-buying process down into a simple and easy-to-read format.
When you're ready to start the adventure, give us a call. We love to help you succeed.
7 STEPS TO GO FROM HOME-BUYING
NOVICE TO REAL ESTATE PRO