3.Are kids involved? Or
grandkids?
A minor child can only inherit
funds through a legally
established guardianship.
If you haven't established
one, the Court will appoint a
guardian of the child's estate.
Proper estate planning can
preclude Court intervention
and supervision.
Also note that beneficiaries
who have special needs and
receive some form of govern-
ment support could become
disqualified from those
benefits if they inherit funds.
Appropriate planning will pro-
tect your heirs from an
unfortunate situation.
4.Will you have enough
retirement savings to
retire?
Unless you work at a
single company for your en-
tire career, it's easy to amass
several different retirement
accounts. Consolidating
accounts can be a smart way
to simplify your retirement
planning and ensure your in-
vestment decisions regarding
retirement assets are aligned
with your financial objectives.
Having professionals in-
volved in your investment
decisions can be a smart way
to secure a strong financial
future for yourself and the
loved ones who will survive
you.
