First Choice Bank

Growth 2016 (Restated) 2017 (Audited) YTD as of Q2 2018 (Unaudited) TOTAL ASSETS (%) 6% 5% 7% GROSS LOANS (%) 5% 7% 5% TOTAL DEPOSITS (%) 7% 2% 2% STOCKHOLDERS' EQUITY (%) 11% 3% 3% Actuals 2016 (Restated) 2017 (Audited) YTD as of Q2 2018 (Unaudited) TOTAL ASSETS ($ in millions) $863 $904 $963 GROSS LOANS ($ in millions) $697 $746 $787 TOTAL DEPOSITS ($ in millions) $757 $773 $785 STOCKHOLDERS' EQUITY ($ in millions) $103 $106 $109 Full Year 2016 (Restated) Full Year 2017 (Audited) YTD as of Q2 2018 (Unaudited) Net Income ($ in millions) $8.3 $7.4 $5.8 Return on Average Assets (%) 1.0% 0.8% 1.3% Return on Average Equity (%) 8.6% 7.0% 10.7% Efficiency Ratio (%) 55.5% 59.6% 59.8% Non-Current Loans + Other Real Estate Owned to Loans + Other Real Estate Owned (%) 0.5% 0.2% 0.2% Consolidated Financial Highlights Nasdaq Closing Bell Ceremony Strong Growth Stockholders' Equity ($ in millions) $103 Deposits ($ in millions) $757 Loans ($ in millions) Total Assets ($ in millions) First Choice was invited to visit the Nasdaq MarketSite Studio in Times Square, New York, on August 17 to participate in the day's Closing Bell Ceremony. In honor of the occasion, Chairman Peter Hui got to ring the closing bell, surrounded by First Choice Directors and Executive Management. ese photos are © Copyright 2016, Nasdaq and available for re-publication by the news media only. Any commercial use is strictly prohibited without the prior written consent of e Nasdaq Stock Market, Inc. Full Year 2017 (Audited) YTD as of Q2 2018 (Audited) Full Year 2017 (Audited) Full Year 2017 (Audited) $904 YTD as of Q2 2018 (Unaudited) YTD as of Q2 2018 (Unaudited) YTD as of Q2 2018 (Unaudited) $963 $773 $785 $106 $109 Full Year 2017 (Audited) $746 $787 $863 Full Year 2016 (Restated) Full Year 2016 (Restated) Full Year 2016 (Restated) $697 Full Year 2016 (Restated)

• Cover