•
Opportunity
to
change
annually,
if
rates
go
up
•
Open
for
as
little
as
$1,000
•
Highly
competitive
rates
The
Certificate
That
Lets
You
Member's
Choice
Certificates
Increase
Your
Rate
Attention
Marketing
220
Wynn
Drive,
Huntsville,
AL
35893
PRSRT
STD
U.S.
POSTAGE
PAID
IMAGEWORKS
53719
Must
be
RFCU
member
to
open
a
Member's
Choice
certificate.
Minimum
balance
to
open
certificate
account,
maintain
certificate
account,
and
earn
the
applicable
annual
percentage
yield
(APY)
is
$1,000.
After
90
days
from
certificate
opening
date,
members
may
request
a
change
to
current
dividend
rate
applicable
to
that
certificate
term.
Future
rate
changes
may
be
requested
every
365
days
after
the
last
rate
change
to
certificate.
Fees
and
other
conditions
could
reduce
earnings
on
account.
A
penalty
will
be
imposed
for
early
withdrawal
of
principal
prior
to
maturity.
Non-compounding
certificates
will
have
dividends
credited
to
primary
share
account.
Dividends
cannot
remain
on
a
non-compounding
certificate.
The
payout
of
dividends
is
mandatory.
Rates,
terms,
and
conditions
are
subject
to
change
at
any
time.
Option
to
open
multiple
Member's
Choice
Certificates
is
available.
Must
have
RFCU
online
banking
and
PIN
to
open
share
certificate
online.
Other
restrictions
may
apply.
RFCU
cannot
guarantee
future
increases
of
certificate
rates.
Rate
change
request
must
be
initiated
by
the
member,
either
in
writing
or
by
telephone
call.
Please
contact
RFCU
or
refer
to
Share
Certificate
Account
Rate
Sheets
for
current
dividend
rates
and
APYs.
Federally
insured
by
NCUA.
Call
855-809-8982
to
get
started
today.
