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Text by Randy Tarum
Auto insurance… We all have to buy it! Most of us don't understand it,
but one thing is for sure, the emergency room is not the place to figure it out.
ccidents are generally the time when many realize they should
have paid more aention to what they were buying. Unfortunately,
aer a crash is when many truly understand what their insurance
policy covers.
You know you have an insurance policy because they keep
sending a bill. Now might be a good time to dust off all the paper
work your insurance agent sent and get to the boom of what your
policy actually covers.
e best place to start understanding your coverage is to look at
the declarations page, sometimes referred to as the "DEC page".
is is arguably the most important page of your policy and may
actually span two or three pages if the details of your coverage
should require more. e DEC page 'declares' the coverage elected
for each vehicle and the policy limits. e remaining paperwork is
the contract describes when the insurance company must pay.
Understanding Your DEC Page
AUTO INSURANCE BASICS
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