Lowcountry Living & Real Estate

LLRE July 2019

A guide to Hilton Head Island and Bluffton area real estate, rentals and lifestyle

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Seacoast Insurance Committed to Helping You Save! Seacoast Insurance is a Full Service Independent Insurance Agency that has been insuring the families and businesses of Hilton Head, Bluff ton and the South Carolina Low Country since 1981. We Specialize in: Homeowners Secondary Homes • Autos Condominium Owners • Boats Umbrellas • Flood Call (843) 681-4340 For All Your Personal and Commercial Insurance Needs www.seacoastinsurance.com contactus@seacoastinsurance.com 88A Main Street • Hilton Head Island, SC 29926 Fax (843) 681-8373 Most people agree, it is very important to minimize costs wherever possible. Insurance is one of your most controllable expenses. By implementing the ideas of Risk Management in addition to traditional insurance, we can help you maximize needed insurance protection while minimizing your insurance costs. Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and fi nd the insurance policy that is right for you, but here are a few things you should know about Homeowners insurance: • Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. • Homeowners insurance provides fi nancial protection against disasters. A standard policy insures the home itself and the things you keep in it. • Damage caused by most disasters is covered but there are exceptions. One of those exceptions is damage caused by fl ood. You must buy a separate policy for fl ood. Protect Your Investment • HOMEOWNER TIP • 54 LOWCOUNTRY HOME 2019-20 • HOMEOWNER TIP • Design+Style T he modern bathroom is as much a place to relax and enjoy downtime as it is to brush your teeth. Homeowners are payng closer attention to fi ne details like lighting, tile, materials and fi nishes in order to truly make their bathrooms a luxurious retreat. Twenty years ago people rarely wanted to "show off the bathroom," but these days, it is often the star of the home. V intage Wash Vintage design is still all the rage whether it is conveyed through mirrors, light fi xtures, exposed plumbing or patterns. The good news–this trend is defi nitely timeless. Details Fixtures and surfaces are moving beyond simply utilitarian to include designs, colors and materials like this stone wall that are typically found in more traversed rooms. B A T H T R E N D S PHOTO PROVIDED BY ELEMENT CONSTRUCTION PHOTO PROVIDED BY REMINISCENT HOMES PHOTO PROVIDED BY JM DESIGNER PROPERTIES INSURANCE AT THE HIGHEST STANDARDS. Locally Owned. Locally Operated. New convenient location – 4 Thurmond Way in Bluffton BLUFFTON: 843.837.3911 HILTON HEAD: 843.686.3911 www.KinghornAgency.com Consider This When You Consider Us: • We are a local, family-owned business. • We contribute time, talent and resources to our community. • We are accountable to you, our customers, as well as to our community, and to the companies we represent. • Experience and claim-tested advice that you can count on. Palmetto Gas has been providing superior customer service to the lowcountry for 20 years. Not only a propane company, Palmetto offers a wide variety of fireplaces and outdoor products. Palmetto Gas has a full service department that includes installation and service on all merchandise that we sell. Visit our showroom today–and fall in love with your new fireplace! 843-379-6200 • 2517 Argent Blvd Bluffton, SC 29910 SAFE, EFFICIENT, RADIANT–DISCOVER THE BENEFITS OF GAS

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