Redstone Federal Credit Union

Winter 2020 Newsletter

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Visa Signature ® Intro Offer *Must have online banking and PIN/password to access online application. 1 Balance Transfers Introductory Offer: 0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers; after that, the standard variable APR will range from 9.50%-13.00%, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. 2 As of November 13, 2019, the APRs are as low as 9.50% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU ® is an Equal Credit Opportunity Lender. Important Information about "Grace Period" for the Introductory Balance Transfers Offers for Visa Signature: Balance Transfer 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then stan- dard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account opening date (non-qualified Balance Transfers), if they do not pay their entire balance off each month. 3 10k MyChoice Rewards bonus points: To qualify and receive the bonus MyChoice Rewards points, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. Allow 45 days after promotional period has ended for bonus MyChoice Rewards points to post to your account. See additional information for Redstone's MyChoice Rewards Program. This credit union is federally insured by the National Credit Union Administration 800-234-1234 | redfcu.org on Balance Transfers for 6 Months 1 0 APR % Attention Marketing 220 Wynn Drive, Huntsville, AL 35893 PRSRT STD U.S. POSTAGE PAID IMAGEWORKS 53719 After that, a variable APR between 9.50% - 13.00% applies. Transfer your balances from your high-interest credit card to a new Visa Signature card and save! • $0 Annual Fee 2 • $0 Balance Transfer Fee • 10k bonus points 3 ($150 value) when you spend $3,000 in the first 90 days. Apply in online banking* or stop by a branch to get your card the same day.

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