Redwood Credit Union

Everyday Ways to Practice Smart Credit Card Management You may already know that paying your credit card on time and in full is the best way to manage your account. But what else can you do to ensure a good experience? Here are some ideas: Read the fine print When you sign up for a service or subscription, be sure to read the details of what you are authorizing. You may be agreeing to automatic payments without realizing it. Do some research and enter into the agreement knowing how to "get out," when and if the time comes. Pay safely with mobile wallet Add your credit card to your cell phone or smartwatch for a fast, easy, and secure checkout. RCU Visa ® cards are compatible with Apple Pay ® , Google Pay™, Samsung ® Pay, Garmin Pay™, and Fitbit Pay™. * Consider transferring balances If you have balances on multiple credit cards, you may be able to save money by consolidating to one low-rate card, like the RCU Visa Platinum credit card with rates as low as 8.99% APR. ** You can bring your balances over to this card and save with no balance transfer or annual fees. Plus, you'll save time by having fewer payments to remember each month. Use online tools Online and mobile banking make it extremely easy to keep tabs on your credit card account. Other online tools you may have access to include: automated bill payment options; fraud monitoring and alerts; and payment due date notifications. These offerings can simplify your financial life and make ongoing card management easier. *Google Pay is a service provided by Google Payment Corp. ©2019 Google LLC. All rights reserved. Google and the Google logo are registered trademarks of Google LLC. Apple ® , the Apple logo, and Apple Pay ® are trademarks of Apple Inc., registered in the U.S. and other countries. ©2019 Samsung Electronics America, Inc. Samsung ® and Samsung Pay ® are registered trademarks of Samsung Electronics Co. Ltd. Fitbit Pay TM is a registered trademark of Fitbit, Inc. and/or its affiliates in the United States and other countries. Garmin Pay™ is a trademark of Garmin Ltd. or its subsidiaries. **APR=Annual Percentage Rate. Rate effective 8/1/20 and assumes excellent credit. All rates, terms, and special offers subject to change. Certain restrictions may apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.

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