redfcu.org/heloc
Tap
into
your
home's
possibilities
Quick
HELOC
for
smaller
immediate
needs
Classic
HELOC
for
bigger
projects
No
Closing
Costs
|
No
Appraisal
Fees
|
No
Annual
Fees
with
two
great
Home
Equity
options
Attention:
Marketing
220
Wynn
Drive,
Huntsville,
AL
35893
HELOCs
are
only
available
for
properties
located
in
Alabama
and
Tennessee.
You
must
be
an
RFCU
®
member
to
obtain
a
HELOC
loan.
Must
be
eligible
for
membership
and
open
a
share
savings
account.
A
minimum
balance
of
$5.00
is
required
to
open
and
must
be
maintained
in
share
savings
account
at
all
times.
All
HELOC
loans
are
subject
to
credit
approval.
Rates
are
determined
by
an
evaluation
of
applicant
credit
at
account
opening.
Your
rate
may
be
different.
Variable
rates
are
subject
to
change
after
account
opening.
Must
have
online
banking
user
name
and
password
to
access
HELOC
online
application.
Other
restrictions
may
apply.
Finance
up
to
100%
of
total
Loan-To-Value
of
the
equity
in
your
primary
residence
or
80%
of
the
total
Loan-to-Value
for
a
vacation/second
home
or
investment
property.
Total
HELOC
aggregate
cannot
exceed
$750,000.
RFCU
pays
closing
costs.
Property
insurance
is
required.
The
maximum
APR
is
18%
or
the
maximum
allowed
by
law,
whichever
is
less.
