Animal Health Solutions

Q3 2021

Animal Health Solution - a Covetrus magazine for veterinary professionals

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1 See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earn- ing, redemption, expiration or forfeiture. Your % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or a check. 2 For additional information about the Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application. The APR for purchases after the 0% Introductory APR for 6 billing cycles will be 16.99% or 19.99% depending on your creditworthiness. The APR for balance transfers will be 16.99% or 19.99% based on your creditworthiness. The APR for cash advances will vary (25.24% APR). These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $1.75. The Transaction Fee for Cash Advances or for certain "Cash Equivalent Transactions" is the greater of $15 or 5% of the transaction. There is no Foreign Transaction Fee. Rates are accurate as of April 2021. 3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember. 4 Discounts are provided in the form of credits posted to your account. Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard Internation- al Incorporated. Mastercard is a registered trademark and the cir- cles design is a trademark of Mastercard International Incorporated. © 2021 Covetrus. Covetrus is not a bank, nor does it represent itself as such, and does not conduct banking activities. Covetrus may receive a marketing fee from the vendor for product/services purchased. Mastercard ID Theft Protection TM 3 Receive automatic monitoring that will scan the dark web for sensitive information pertaining to your business Mastercard ® easy savings 4 Save on qualified purchases at participating merchants No annual fee 2 No foreign transaction fee 2 2% cash back 1 1% cash back 1 No rewards cap 1 0% Intro APR 2 on qualifying Covetrus and travel purchases spent everywhere else The more you spend, the more you earn on purchases for the first 6 billing cycles after the account is opened Apply today! Covetrus ® Professional Edition ® Mastercard ® Take your business further with unlimited cash back 1

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