Animal Health Solutions

Q4 2021

Animal Health Solution - a Covetrus magazine for veterinary professionals

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Special Offer: Earn a $ 250 statement credit 1 upon first purchase in first 3 billing cycles after the account has been opened No annual fee 2 No foreign transaction fee 2 2% cash back 1 1% cash back 1 No rewards cap 1 0% Intro APR 2 on qualifying Covetrus and travel purchases spent everywhere else The more you spend, the more you earn on purchases for the first 6 billing cycles after the account is opened Take your business further with unlimited cash back 1 Apply by December 31, 2021 to take advantage of this offer Offer is limited to one $250 credit per business company Please see the Summary of Credit Terms at time of application. Minimum monthly payments required. You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate. 1 See Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application. Your % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or check. In addition to the above, you will earn a $250 statement credit after the first purchase is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6-8 weeks after you qualify for this statement credit for the statement credit to be applied to your credit card account. "Billing Cycle" is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users. 2 For additional information about the Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application. The APR for purchases after the 0% Introductory APR for 6 billing cycles will be 16.99% or 19.99% depending upon your creditworthiness. The APR for balance transfers will be 16.99% or 19.99% based on your creditworthiness. The APR for cash advances will vary (25.24% APR). These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $1.75. The Transaction Fee for Cash Advances or for certain "Cash Equivalent Transactions" is the greater of $15 or 5% of the transaction. There is no Foreign Transaction Fee. Rates are accurate as of August 2021. Cards are issued by First BankcardĀ®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Ā©2021 Covetrus. Covetrus is not a bank, nor does it represent itself as such, and does not conduct banking activities. Covetrus may receive a marketing fee from the vendor for product/services purchased.

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