Redstone Federal Credit Union

Winter 2023 Newsletter

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It's a brand-new year! In 2023, Redstone is setting up ways to help more than ever. In this issue of Aspire, we detail products and services just for you. New this January, Redstone's Visa Signature® cardholders now have more opportunities to earn more reward points on the purchases they make the most. See the full story of this rich reward system on page 7. In the fall of 2022, we provided home improvement gift cards to members who closed their home mortgage with us. Gift cards ranged in value from $500 to $2,000 based on the loan amount. In 2023, we plan on continuing to thank members who put their trust in us for their mortgage needs. To help you keep more of your hard-earned money, we have ended the $3 overdraft fee previously charged when automatically transferring money to another account to cover insufficient funds. is will affect anyone who has money transferred from their savings account to cover a debit or check transaction. We also share ways to help you with your financial health. Financial wellness is a buzzword around the industry these days. Simply put, it's the ability to live a healthy financial life – the power to take control p. 4 | Chocolate, Anyone? p. 8 | Divorce and Finances p. 12 | Cut High Energy Costs Send your comment s, suggestions or questions to: ASPIRE@REDFCU.ORG Editor: Patricia Dedrick Lloyd TABLE OF CONTENTS 2 | r e d f c u.o r g Must be eligible for membership and open a share savings account to obtain any product or service. A minimum balance of $5.00 is required to open share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. RFCU © and its affiliates are committed to fair, equitable and nondiscriminatory practices. 12 4 Continued on page 6 of your finances today and in the future. You may be seeking ways to keep moving forward in your journey, or you may be needing help with specific needs. ere are many ways Redstone helps members shore up their financial foundations. And it begins with listening. A visit with any of our certified financial counselors begins with them listening to you, assessing your needs, and discussing a plan of action. We also offer lots of financial education resources on our website, in our branches, and through community partnerships with schools and other nonprofits. It's another way we add value to your membership. While we can't control what the Federal Reserve does with interest rates, we look for ways to thank you for continuing to do business with us.

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