Equine & Livestock

Please see the Summary of Credit Terms at time of application. Minimum monthly payments required. You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate. 1 See Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application. Your % back rewards are earned as points. Cash back applies to points redeemed for an ACH deposit to savings/checking account, a statement credit or check. In addition to the above, you will earn a $250 statement credit after the first purchase is posted to the Account within the first 3 consecutive Billing Cycles after the Account is opened and in good standing. Please allow 6-8 weeks after you qualify or this statement credit for the statement credit to be applied to your credit card account. "Billing Cycle" is the interval between the days or dates of your regular Account billing statement whether or not you receive an Account billing statement. Your entity can only earn one bonus, regardless of the number of cards or card users. 2 For additional information about the Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application. The APR for purchases after the 0% Introductory APR for 6 billing cycles will be 21.99% or 24.99% depending upon your creditworthiness. The APR for balance transfers will be 21.99% or 24.99% based on your creditworthiness. The APR for cash advances will vary (29.99% APR). These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $1.75. The Transaction Fee for Cash Advances or for certain "Cash Equivalent Transactions" is the greater of $15 or 5% of the transaction. A balance transfer fee of 5% (minimum $10) applies to each balance transfer you make. There is no Foreign Transaction Fee. Rates are accurate as of July 2023. Cards are issued by First Bankcard ® , a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2023 Covetrus, Inc. Covetrus is not a bank, nor does it represent itself as such, and does not conduct banking activities. Covetrus may receive a marketing fee from the vendor for product/services purchased. ©2023 Covetrus, Inc. All Rights Reserved. No copying without permission. 23SOL210 - 070523 Special Offer: Earn a $ 250 statement credit 1 upon first purchase in first 3 billing cycles after the account has been opened 2% cash back 1 on qualifying Covetrus and travel purchases 1% cash back 1 spent everywhere else No rewards cap 1 The more you spend, the more you earn 0% Intro APR 2 on purchases for the first 6 billing cycles after the account is opened CovetrusMastercard.com Apply by December 31, 2023 to take advantage of this offer Offer is limited to one $250 credit per business No annual fee 2 No foreign transaction fee 2 Take your business further with unlimited cash back 1 APPLY NOW

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