Storm & Security

FORECAST 2014 / STORM & SECURITY PROTECTION 17 Computer models were developed to calculate anticipated losses of future storms. The computer simulations take into account such variables as building coverage that otherwise is excluded unless specifically endorsed (off premise power interruption) and the geographic pattern of peak gusty winds, surrounding topography, maximum sustained winds and the slowing of wind speeds as the storm moves inland. What's New Two additional factors that determine what your wallet will look like after the wind and water retreat are storm surge and demand surge. Storm surge is calculated from historical perspective and is divided into two zones: the high-velocity zone where debris driven by wave action can relentlessly smash up structures; and the inland zone, where the chief concern is flooding. The final component is demand surge, which is the amount of inflation that will occur in the cost of building materials and labor after a hurricane strike— the larger the area of destruction, the higher the inflation facto. . Demand surge is the least understood and the most expensive out-of-pocket cost for business owners. One storm covering a large area, or one small storm of great intensity, will create such devastation that your business interruption coverage will be exhausted and your $500,000 market value building could easily cost $600,000 to be repaired after a major storm. Having no income to sustain your operations and an underinsured building is usually fatal for a business. As the 2014 Hurricane season begins with favorable predictions of mild activity, the slogan "What's in your wallet?" should be replaced by "What's covered in my insurance policy?" It only takes one. Don Leggett is managing partner for Insurance Office of America. TOP STATES FOR INSURED COASTAL PROPERTIES (in billions of dollars) New York . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,923.10 Florida . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,862.30 Texas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,175.30 Massachusetts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 849.6 New Jersey . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 713.9 FORECAST 2013 / STORM & SECURITY PROTECTION 25 AUTOMATED MOTOR COMPANY 1939B WEST COPANS ROAD • POMPANO BEACH, FL , 33064 904-200-8744 • 954-974-0525 • FAX: 954-974-0529 DISTRIBUTOR OF TUBULAR MOTORS FOR AWNINGS, HURRICANE ROLLING SHUTTERS & ROLLER SHADES FROM 6NM TO 100NM MOTORS, STANDARD 4 WIRE MOTORS RADIO MOTORS ALL TYPE OF HARDWARE AMC MOTORS, SOMFY MOTORS, SIMU MOTORS CONTROLS FOR INTEGRATION BUILDING MANAGEMENT CONTROLS SYSTEMS AMC AMC storm 2013 > > > SEPTEMBER 26 & 27 B OCEAN HOTEL, FORT LAUDERDALE, FL Registration Now Open CEU Seminar Register for a Seminar or Conference Package at www.stormsecuritymag.com before July 31, 2013, to be entered in a special drawing to win an iPad Mini. > > > > TES EW DA N SE SE EPTEMBER 26 & 27 27 & R T EPTEMBER 26 & 27 FOR E TEL, B OCEAN HO CEU Seminar FL FL E, RDALE, UDE T LA FOR Registration Now O at kcaldwell@kasnicmedia.com or 773-775-9293. For additional information on stormEXPO or to exhibit contact Kerri Caldwell and mention 888-66BHotels per night, call Special Room Rates available at B Ocean Hotel of $139 single/double w O Registration No Joe D. Belcher . C N I , S E C ERVI S E D O JDB C Florida Building Codes Between 2010 and 2013 y of Changes Summary William H. Y ON C ORK WHY Form OIR 1802 Form erification Ve Uniform Mitigation C Open at kcaldwell@kasnicmedia.com or 773-775-9293. For additional information on stormEXPO or to exhibit contact Kerri Caldwell by Sept. 1. Storm & Security and mention Special Room Rates available at B Ocean Hotel of $139 single/double Open ork William H. Y . C N I , TING UL S ON Form OIR 1802 Form erification Inspection Uniform Mitigation , CWMS CRC, CSI, CDT TER Darius H. Grimes, TING ULT S ON C T MAR S TER S omes: A S I D and Suppliers Contractors, Manufacturers, Expanding Opportunities for TIFIED Homes: FOR Don Leggett JR A For additional information on stormEXPO or to exhibit contact Kerri Caldwell A C viva MERI A OF E C FFI O E C URAN S N I vival ur Health Care Sur Frank , CWMS Contractors, Manufacturers, Expanding Opportunities for NGINEERING E wing to win an iPad Mini. special dra to be entered in a 2013, uly 31, ore J befo .stormsecuritym Package at www ar or Conf or a Semin Register fo Learned from Sandy Evaluations and Lessons Building Component .E. k Bennardo, P. SS XPRE E NGINEERING wing to win an iPad Mini. to be entered in a ag.com .stormsecuritym erence ar or Conf Learned from Sandy Evaluations and Lessons Building Component STORM SECURITY P R O T E C T I O N & NEXT ISSUE: People in the Know INDUSTRY LEADERS IN STORM AND SECURITY PROTECTION STORM & SECURITY PROTECTION MAGAZINE • Advertising Rates • Editorial Schedules • Digital Edition Information Kerri Caldwell Publisher/National Sales (773) 775-9293 kcaldwell@kasnicmedia.com stormsecuritymag.com STORM SECURITY P R O T E C T I O N & Vol. III No. 3 From the Ground Up Thomas Johnston IHPA President Town & Countries Industries FLASH Forward: Open Sourcing the Disaster Safety Movement Field Work Positive Prognosis for NJ Medical Center Protect Yourself Workers Comp vs. Profitabitlity P E O P L E I N T H E K N O W 2 0 1 2 From the Ground Up Thomas Johnston IHPA President Town & Countries Industries FLASH Forward: Open Sourcing the Disaster Safety Movement Field Work Positive Prognosis for NJ Medical Center Protect Yourself Workers Comp vs. Profitabitlity **INSIDE PGS 3-26_FORECAST 6/20/13 7:49 PM Page 25 STORM SECURITY P R O T E C T I O N & NEXT ISSUE: 2014 PEOPLE IN THE KNOW INDUSTRY LEADERS IN STORM & SECURITY PROTECTION Storm & Security Protection MAGAZINE • Advertising Rates • Editorial Schedules • Digital Edition Information Kerri Caldwell Publisher / National Sales (773) 775-9293 Publisher / National Sales kcaldwell@kasnicmedia.com stormsecuritymag.com STORM SECURITY P R O T E C T I O N & I B S P R E V I E W 2 0 1 3 Vol.III No. 5 Surviving Sandy Preparation, Mitigation Play Key Roles Code Update What have they done to Wind Zone 4? Building Opportunity What have they done to Wind Zone 4? New Era for Health Care Plan now for big changes

• Cover