A guide to Hilton Head Island and Bluffton area real estate, rentals and lifestyle
Issue link: https://www.e-digitaleditions.com/i/989981
contents 4 Don't Worry...Be Happy 12 Villas vs. Homes: The Pros and the Cons 19 The Advantages of Owning a Home 24 Positvie Economy Translates Positively for Housing Market 38 HBA Education Foundation 2018 Scholarship Recipients 39 Inside Lowcountry Living & Real Estate 40 Hilton Head, Bluffton & Okatie Area Taxes 41 Subscribe to the Lowcountry Living & Real Estate Magazine Left to Right: Front Row: Jennifer Farmer, Ed Brown, Allison Olweiler Back Row: Eric Cleaves, Lori MacDonell, Joy Gentile, Jacqueline Alcock, Mike Kristoff, Nick Kristoff 23A Shelter Cove Lane, Suite 100 Hilton Head Island, SC 29928 office: 843.715.9900 Apply online at www.gmmllc.com/hilton-head ADVERTISING NOTICE – NOT A COMMITMENT TO LEND – SUBJECT TO PROGRAM AVAILABILITY. This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting and program guidelines. George Mason Mortgage, a subsidiary of United Bank, has been helping clients meet their financing needs since our founding in 1980. We offer a wide variety of programs at competitive rates and are pleased to provide in-house processing, underwriting and closing which enables clients to experience an intuitive lending process. We have area offices that are conveniently located in Hilton Head, Columbia and Bluffton. Our local team brings over 200 years of experience to the table. We specialize in residential financing ranging from renovation and construction loans to unique programs for doctors, attorneys and first time homebuyers. We look forward to working for you! A Nationally Recognized Lender with a Dedicated Local Presence A household name in mortgage lending NICK KRISTOFF with The Kristoff Team is one of the top minds in the industry. His ability to structure loans for clients with complex finances allows him to offer unparalleled service and advice. Nick serves as president of the Mortgage Lenders Association and has received numerous top producer and customer service awards. He invites you to experience mortgage success as you buy, build, or refinance a property in Hilton Head, Bluffton, and beyond.