Redstone Federal Credit Union

Summer 2018 Newsletter

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Visa Signature ® Intro Offer *Must have online banking and PIN/password to access online application. 1 Balance Transfers Introductory Offer: 0% Intro Annual Percentage Rate (APR) for 6 months on Balance Transfers, after that, the standard variable APR will range from 9.50%-13.00%, and is based on creditworthiness when the account is opened. 0% Intro APR will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Bal- ance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delin- quent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in effect at the time. Rates, Terms, and Conditions are subject to change. Important Information about 'Grace Period' for the Introductory Balance Transfers Offers for Visa Signature: Balance Transfer 0% Introductory APR Offer: Finance charges will ac- crue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account opening date (non-qualified Balance Transfers), if they do not pay their entire balance off each month. 2 As of June 1, 2018, the APRs are as low as 9.50% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU ® is an Equal Credit Opportunity Lender. This credit union is federally insured by the National Credit Union Administration. 800-234-1234 | redfcu.org Increase your spending power with Redstone's Visa Signature credit card. • Earn 2x points on purchases for the first 90 days • Enjoy a low APR of 9.50% -13.00% after the promotional period Apply in online banking* or stop by a branch today. for 6 Months on Balance Transfers 1 + $0 Annual Fee 2 0 APR % Attention Marketing 220 Wynn Drive, Huntsville, AL 35893 *Must have online banking and PIN/password to access online application. 800-234-1234 | redfcu.org Increase your spending power with Redstone's Increase your spending power with Redstone's * or stop by * or stop by

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