TCCU Community Connection

Vol. 61, Issue 4 PENALTY FREE: IT'S YOUR IRA INSIDE THIS ISSUE WINTER 2012 ■ Penalty Free .......................1 ■ Real Giving ......................2 ■ Mansur's Answers.............2 ■ MOVEMBER ....................3 ■ Tree Of Life........................3 ■ Community Carnival........3 ■ Expiring Board Terms.......4 ■ Complaint Procedure .......4 ■ 2013 Annual Meeting........4 ■ Events and Closings..........4 Texoma Community Credit Union is ready to take care of your retirement planning. Our new IRA program gives you the convenience and better rates you're looking for. Protect your principal with our individual retirement account that keeps you safe from the whims of market fluctuations. We'll also increase our current certificate rates based on your total IRA deposit amount*. See below: Deposit $1- $24,999 $25,000+ Rate Increase .25% .50% These bonus rates will also apply to non-IRA certificates of deposit as long as you have an IRA with us. The non IRA CD bonus will be given on CD deposits not to exceed twice the IRA balance up to $500,000. We believe that you should be able to access your money when you need it. Early withdrawals and any distributions set up at the time of account opening will not be penalized*. After all, it is your money. The new rates are only available for a short time! This promotion will expire after TCCU receives deposits totaling $2 million. Texoma Community Credit Union has an IRA specialist ready to serve you. To get started contact Cindy Foster at (940) 851-4084 or cindy@texomacu.com. NO *Applies to required minimum distributions and distributions set up at account opening. Federal penalties still apply. Rate increase for new money only. Members having an IRA may open a certificate and receive the increased rate up to double. Total IRA deposit not to exceed $500,000. Not valid on jumbo/senior bonuses. PENALTIES *

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