Lowcountry Living & Real Estate

LLRE/May2018

A guide to Hilton Head Island and Bluffton area real estate, rentals and lifestyle

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#1 Ranked Real Estate Company in e Lowcountry Stunning, immaculate, spacious, breathtaking, and special are a few of the adjectives that describe this home, its views, and location. On a cul-de-sac adjacent to the 17th fairway of Berkeley Hall's South Course, the home enjoys spectacular views down the fairway and across an expansive lagoon. Built with exquisite detail including elevated ceilings, step-down wet bar with wine cooler, open great room, dining room, living room, screened porch, master suite with spacious closets, and recently completed pool and deck. Wayne Corley 843-247-3131 WayneCorley@Me.com H olly Grove Rd – Berkeley Hall MLS# 378450 • $1,095,000 Hilton Head Area Association of Realtors ® Millennials and Real Estate According to a recent report from the National Association of REALTORS®, millennials accounted for more than a third, 36 percent, of all home purchases in the past year. Eighty-six percent of millennials also believe that buying a home is a good financial investment. However, tight inventory and higher housing costs have kept many young potential buyers out of the market. Student loan debt, which millennials reported a higher balance of this year, is also making saving for a down payment difficult. If you are a local millennial, don't be discouraged that homeownership is not in your future. If you are a first-time homebuyer there may be assistance you could apply for through SC Housing. SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals to become homeowners. Are you a local hero? The 2018 Palmetto Heroes Program through SC Housing offers first-time homebuyers up to $6000 in down payment assistance to Law Enforcement, Firefighters, EMTS and Paramedics, Correctional Officers, Teachers, Nurses and Certified Nursing Aides, SC National Guard and Veterans. With the average age in Bluffton at 34 years old, surely there are residents who may qualify for these programs. Many local Realtors® have been certified to assist with these programs. For a complete list and information and detail regarding these programs visit SCHousing.com. Jean Beck Executive Vice President 37 www.CallenIns.com 843-681-2221 1036 William Hilton Parkway | Hilton Head Island, SC 29928 Call for your Free Home Quote Primary/Secondary/Rental Properties Are You Prepared? Callen Insurance Services Homeowners • Auto • Boat • Commercial • Life • Health Ask for Free Consultation for Retirement Income Planning Estate Planning Long-term Care Life, Disability and Health Insurance 43

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