Lowcountry Living & Real Estate

LLRE July 2018

A guide to Hilton Head Island and Bluffton area real estate, rentals and lifestyle

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contents 4 Building Relationships One Vacation Rental at a Time 8 Discover your own Carefree Lifestyle 21 Make Sure the Right Agent is Working for You 22 Vacation Rental Properties are Good for Everyone 24 Realtors Helping the Community 46 Give Your Home a Brain 48 Light Up Your Landscape 50 Bricks & Sticks 55 Inside Lowcountry Living & Real Estate 56 Hilton Head, Bluffton & Okatie Area Taxes 57 Subscribe to Lowcountry Living & Real Estate Left to Right: Front Row: Jennifer Farmer, Ed Brown, Allison Olweiler Back Row: Eric Cleaves, Lori MacDonell, Joy Gentile, Jacqueline Alcock, Mike Kristoff, Nick Kristoff 23A Shelter Cove Lane, Suite 100 Hilton Head Island, SC 29928 office: 843.715.9900 Apply online at www.gmmllc.com/hilton-head ADVERTISING NOTICE – NOT A COMMITMENT TO LEND – SUBJECT TO PROGRAM AVAILABILITY. This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting and program guidelines. George Mason Mortgage, a subsidiary of United Bank, has been helping clients meet their financing needs since our founding in 1980. We offer a wide variety of programs at competitive rates and are pleased to provide in-house processing, underwriting and closing which enables clients to experience an intuitive lending process. We have area offices that are conveniently located in Hilton Head, Columbia and Bluffton. Our local team brings over 200 years of experience to the table. We specialize in residential financing ranging from renovation and construction loans to unique programs for doctors, attorneys and first time homebuyers. We look forward to working for you! A Nationally Recognized Lender with a Dedicated Local Presence A pillar in the LowCountry community, MIKE KRISTOFF with The Kristoff Team, has originated over $3 billion in his 39 year career. His commitment to the community is evidenced by his donation of the land for the Bluffton library and post office. His commitment to his clients has rewarded him with many thousands of satisfied customers who have become friends. He invites you to experience mortgage success as you buy, build, or refinance a property in Hilton Head, Bluffton, and beyond.

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